AXOS FINANCIAL, INC.
Last · —$86.59-1.78 (-2.01%)live · yahoo · 1s ago
Market cap$4.95B—
P/E · TTM10.3fwd — · eps —
Beta—vs S&P 500
Div yield—annual · TTM
52w range
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Volume—session
| Revenue | $81.3M |
|---|---|
| Operating income | $646.7M |
| Net income | $490.4M |
| Free cash flow | $291.1M |
| Operating margin | 795.9% |
| Net margin | 603.5% |
| Return on equity | 15.5% |
| Period | 2026 |
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OpenFilings analyst
Our analyst
From latest 10-K · 2026-08-20
- Loan Growth
- Credit Costs
- Real Estate Concentration
- California Exposure
- New York Exposure
- Deposit Acquisitions
- Verdant Integration
- Vendor Dependency
Red flags
- Provision for credit losses increased 81.4% year over year to $101.1 million, including $92.7 million for loans and $8.4 million for unfunded commitments.
- The allowance for credit losses rose to $347.4 million against $26.1 billion of gross loans, while single-family loans in foreclosure increased to $47.1 million from $30.4 million.
- Commercial and industrial plus CRE loans totaled approximately $18.4 billion, or about 70.5% of gross loans, creating meaningful sensitivity to commercial borrower stress and property values.
- The company has $6.35 billion of commitments to fund loans and $53.2 million of remaining commitments to contribute to LIHTC investments, creating additional potential funding and credit exposure.
- The company pledged $11.1 billion of loans to the Federal Reserve Bank of San Francisco and $3.8 billion to the FHLB, reducing unencumbered collateral flexibility if liquidity conditions tighten.
Upcoming earnings
9:00 PM UTC+1
Period
Sep 2026
Est. EPS
$2.26
Est. revenue
387.0M
Earnings transcripts
Documents
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