Ready Capital Corp 8-KCurrent Reports (8-K / ad hoc)

Financial Statements

Item 8.01 Other Events. As previously disclosed in its Current Report on Form 8-K filed on September 18, 2026, Ready Capital Corporation (the “ Company ”), through its subsidiary ReadyCap Holdings II, LLC (the “ Issuer ”), priced a private placement of $225.0 million in aggregate principal amount of the Issuer's 10.00% Senior Secured Notes due 2031 (the “ New Notes ”). On September 28, 2026, the Issuer closed the offering of the New Notes on the terms previously disclosed. On September 28, 2026, ReadyCap Holdings, LLC, an indirect subsidiary of the Company, completed the previously announced redemption of the entire $350.0 million outstanding aggregate principal amount of its 4.50% Senior Secured Notes due 2026 (the “ Existing Notes ”) at a redemption price equal to 100% of the principal amount of the Existing Notes redeemed plus accrued and unpaid interest. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. READY CAPITAL CORPORATION By: /s/ Andrew Ahlborn Name: Andrew Ahlborn Title: Chief Financial Officer Date: September 28, 2026