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Item 2.05. Costs Associated with Exit or Disposal Activities. On October 1, 2026, management of Fair Isaac Corporation (the “Company”) committed to a plan of workforce reduction by reducing the number of layers in the organization, simplifying the operating structure, optimizing processes and tools, and integrating AI-driven product development. This plan involves the elimination of approximately 15% of positions across the Company. Affected employees were notified beginning the week of October 5, 2026. The Company expects the plan to be substantially completed by the end of the third quarter of fiscal 2027. The Company expects to incur aggregate pre-tax charges of approximately $27.0 million in the fourth quarter of fiscal 2026, consisting of employee severance and related costs calculated in accordance with the Company’s existing severance plan or applicable local statutory requirements, substantially all of which are expected to result in future cash expenditures. Statements regarding the expected timing, scope and costs of the workforce-reduction plan are forward-looking statements and are subject to risks and uncertainties that could cause actual results to differ materially. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FAIR ISAAC CORPORATION By: /s/ STEVEN P. WEBER Steven P. Weber Executive Vice President and Chief Financial Officer Date: October 6, 2026