BIMINI CAPITAL MANAGEMENT, INC. 8-K/ACurrent Reports (8-K / ad hoc)

Changes / Accountants

Item 9.01 Financial Statements and Exhibits. (a) Financial Statements of Business Acquired. The audited financial statements of TJIM as of and for the years ended December 31, 2025 and 2024, together with the notes thereto and the independent auditor’s report thereon, are filed as Exhibit 99.1 and incorporated herein by reference. (b) Pro Forma Financial Information. The unaudited pro forma condensed combined financial information of the Company as of and for the year ended December 31, 2025 giving effect to the Acquisition is filed as Exhibit 99.2 and incorporated herein by reference. (d) Exhibits. Exhibit Number Description 99.1 Audited Financial Statements of Tom Johnson Investment Management, LLC as of and for the years ended December 31, 2025 and 2024 99.2 Unaudited Pro Forma Condensed Combined Financial Information as of and for the year ended December 31, 2025 104 Cover Page Interactive Data File (the cover page XBRL tags are embedded within the inline XBRL document) Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: June 17, 2026 BIMINI CAPITAL MANAGEMENT, INC. By: /s/ Robert E. Cauley Robert E. Cauley Chairman and Chief Executive Officer