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ITEM 2.02. Results of Operations and Financial Condition. On August 6, 2026, Bimini Capital Management, Inc. (the “Company”) issued the press release attached hereto as Exhibit 99.1 announcing the Company’s consolidated results of operations for the six- and three- month period ended June 30, 2026. The attached press release is incorporated herein by reference. None of the information furnished under this “Item 2.02 Results of Operations and Financial Condition” or Exhibit 99.1 shall be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, or deemed incorporated by reference in any disclosure document of the Company, except as shall be expressly set forth by specific reference in such document.