NETWEALTH GROUP LIMITED ANNUAL

Risk Management

Risk Management Continuing to embed strong risk management practices to increase resilience and proactively identify and address emerging risks and opportunities. 40 | netwealth Annual Report 2026 For the year ended 30 June 2026 ylno esu lanosrep roF The table below outlines our FY26 focus areas and key achievements during the reporting period. Pillar Focus area What we achieved Enhance our core business Operational excellence Continued to invest in our core platform, strengthening capability, reliability, scalability and automation, supported by increased use of data and artificial intelligence (AI) across the business and service offerings. Market differentiation Expanded capability through Netwealth Private, the integration of i-HIN functionality, and our AI agent Nova. Be genuine and transparent Compliance Uplifted the AML/CTF program and progressed preparation for mandatory climate-related financial disclosures. Governance Implemented Netwealth's first AI Governance Policy and strengthened data governance capability. Risk management Enhanced the Risk in Change process and improved measurement of risk tolerances. Foster diversity, talent and Culture and values Rolled out the Code of Conduct education program. wellbeing Diversity, equity and Developed the 2026–28 DEI Strategy and launched our inclusion leadership development framework, SCALE. The table below provides a final update on Netwealth’s gender diversity at Board and Executive level. Group Gender FY25 target FY25 actual FY26 target FY26 actual Women 40-60% 43% 40-60% 43% The Board Men 40-60% 57% 40-60% 57% Women 40-60% 44% 40-60% 30% Executive team Men 40-60% 56% 40-60% 70% Create a positive social and Environment Continued climate disclosure readiness activities and environmental impact maintained 100% GreenPower procurement in buildings where Netwealth has operational control. Community Supported community impact through partnerships with the Centre for Women's Economic Safety, Banqer Primary, Bridge It and All Things Equal, together with employee volunteering and workplace giving initiatives. Further information about Netwealth’s sustainability approach, governance, focus areas and performance is available in the FY26 Corporate Sustainability Report. Feedback on this Report or any other sustainability-related content can be provided to the Sustainability team at [email protected] 41 | netwe