NELNET INC 8-KCurrent Reports (8-K / ad hoc)

MD&A

Item 7.01 Regulation FD Disclosure. On July 29, 2026, Nelnet Bank, the wholly-owned bank subsidiary of Nelnet, Inc., filed its Consolidated Reports of Condition and Income for a Bank with Domestic Offices Only and Total Assets Less than $5 Billion - FFIEC 051, for the quarter ended June 30, 2026 (the "Call Report"), with the Federal Deposit Insurance Corporation ("FDIC"). The publicly available portions of the Call Report may be found on the FDIC's website at https://cdr.ffiec.gov/Public/. The contents of the FDIC’s website are not incorporated by reference into, and are not otherwise a part of, this report. The above information shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. NELNET, INC. Date: July 30, 2026 By: /s/ JAMES D. KRUGER Name: James D. Kruger Title: Chief Financial Officer