Ellington Credit Co 8-KCurrent Reports (8-K / ad hoc)

Market for Equity / Stockholders

Item 5.07. Submission of Matters to a Vote of Security Holders. On June 25, 2026, Ellington Credit Company (the “Fund”) held an annual meeting of shareholders (the "Annual Meeting"). Proxies for the Annual Meeting were solicited pursuant to Regulation 14A of the Securities Exchange Act of 1934, as amended. The final voting results for each of the matters submitted to a vote of the shareholders at the Annual Meeting are set forth below. Proposal 1: Election of Trustees Votes regarding the election of six trustees, each of whom was elected to serve until the expiration of the term of office or until such time as their respective successors are elected and qualified, were as follows: For Withheld Broker Non-Votes Robert B. Allardice, III 6,757,247 563,741 15,737,656 Mary McBride 6,792,432 528,556 15,737,656 David J. Miller 6,792,429 528,559 15,737,656 Laurence E. Penn 6,793,837 527,151 15,737,656 Ronald I. Simon, Ph.D. 6,702,438 618,550 15,737,656 Michael W. Vranos 6,727,919 593,069 15,737,656 Proposal 2: Ratification of the Appointment of the Fund's Independent Registered Public Accountants Votes regarding the proposal to ratify the appointment of PricewaterhouseCoopers LLP as the Fund's independent registered public accounting firm for the year ending March 31, 2027 were as follows: For Against Abstentions Broker Non-Votes 21,741,032 649,202 668,410 * * No broker non-votes arose in connection with this proposal due to the fact that the proposal was considered “routine” under New York Stock Exchange Rules. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ELLINGTON CREDIT COMPANY Dated: June 25, 2026 By: /s/ Christopher Smernoff Christopher Smernoff Chief Financial Officer 3